With a little research, finding the right home loan is more straight forward than you might think, there are 4 key steps to undertake to help you identify what home loan will work for you…
When you apply for a home loan you need to provide certain documentation to your lender. We’ve pulled together a brief guide to help you know what you’ll need to get in order so you can make your application as quick and hassle free as possible.
Thinking about taking out a new home loan but have no idea where to start? Let’s go through some of the basics you should know before signing on the dotted line.
When you’re in the market for a home loan, the amount of jargon you encounter can be overwhelming. However, one home loan feature you’ll want to understand is a mortgage offset account…
Refinancing your home loan can help you save money and take advantage of new or additional features on your loan. With all the recent interest rate cuts, if it’s been a while since you last reviewed your mortgage, now would be a great time to see if your mortgage is up to scratch!
Thinking about a home loan and not sure how much you can borrow? A mortgage calculator can be a good first step.
Our circumstances are always changing and with the latest cut in the RBA cash rate, now is a great time to give your home loan a health check.
Saving for your first home? We’ve got some tips and tricks to get you started.
Is your home loan following you around like a ball and chain? If you’re keen to pay off your loan as soon as possible, we’ve got a few hints and tips to help you shave years off your mortgage.
Home loans – for many of us they’re the gateway to realising the great Australian dream. A necessary evil of sorts because who has a million dollars stashed away under their mattress to buy a house? So many of us have a mortgage. It could be just a basic, standard loan or you could have loaded up on all the bells and whistles. So, do you know your home loan jargon? We’ll give you the lowdown right here. Interest rate The interest rate is used to calculate how much interest you need to pay on your loan. It’s one of the costs of borrowing money. Your rate can be fixed or variable and you can even split your mortgage into parts so that one part is paying a fixed rate and the other a variable rate. Research commissioned by UBank has revealed that only 16 per cent of Australians know…