Who is Credit Savvy?
We set up Credit Savvy because we’re committed to helping Australians understand their credit status and how credit works, so they can make savvy financial decisions. We believe that everyone should know their credit status and how it affects them, as this information is already held and used by lenders today.
Through Credit Savvy we’ll empower you with your Experian credit score, Credit File Information, and the resources you need to make sense of them both. We’ll also give you tips and tools on how to manage your score and improve it over time. It doesn’t matter if your score is high or low – we can help you.
So join now, it’s free.
How we came to be savvy…
We noticed a lot of confusion around credit in Australia. Credit scores, credit files and credit reports were mentioned but not understood, and no one was doing very much to make it any easier. Research commissioned by Experian has shown that 80% of Australians have never accessed their credit file.
We also noticed that people were being charged to find out their own credit scores and credit reports, and that made no sense at all to us.
So we decided to do something about it. To make credit easy to understand. To debunk the myths. To give control back to the people. And to give them all of this… absolutely free.
We’ll be working with Experian, who are world leaders in credit services. And we’re local, so we know what’s what right here. You’re in safe hands.
What it means to be savvy…
Your credit score is a numerical representation of how you’re viewed from a financial point of view. It can help a bank decide whether or not you’re a good candidate for a home loan, credit card or personal loan.
So, the first thing you need to do is find out your score.
You may not know this, but that information may well already exist. We’ll help get it for you, for free.
Once you know your score, you can improve and protect your score. We’ll help you with that, too.
We’ll provide monthly score updates so you can see how you’re tracking.
We can provide credit alerts to show you who is accessing your credit history – that keeps you in the loop, and also alerts you to activity you haven’t authorised which could be an early warning of identity theft.
With Credit Savvy, you’ll get free access to all of our tools and resources, including hints and tips, calculators, expert commentary and Savvy Offers.
Why start a blog?
No one ever really teaches you about credit and it can sometimes seem like one of the great mysteries of the world. We started the Credit Savvy Blog to educate and empower everyday Australians to learn about all things credit.
Find out how credit can impact your day-to-day life and keep up to date on the latest news, insights and tips about managing credit.
Have a question about credit scores and credit reporting or a suggestion about a blog topic? Let us know in the comments below.